The Medical Assistance Scheme was launched by the Assam Building and Other Construction Workers Welfare Board (A.B.O.C.W.W.B.), under the Labour Welfare Department, Government of Assam.
This scheme provides financial support to registered construction workers for:
- Hospitalization expenses
- Medical treatment of critical diseases (such as cancer, kidney failure, liver cirrhosis, and heart disease)
- Partial disability benefits due to accidents
Financial assistance is provided immediately after registration under the scheme.
Benefits
1. Medical Assistance During Hospitalization
- ₹1,000/- per day for the first five days of hospitalization.
- ₹200/- per day for the remaining days, subject to a maximum of ₹20,000/-.
2. Partial Disability Benefits
- ₹25,000/- for disability up to 25%.
- ₹50,000/- for disability up to 50%.
- ₹75,000/- for disability up to 80%.
- ₹1.50 lakh for disability above 80%.
3. Financial Assistance for Critical Diseases
Registered construction workers suffering from the following critical diseases receive ₹1.50 lakh:
- Cancer
- Heart attack (bypass surgery)
- Kidney failure (kidney transplantation)
- Liver cirrhosis
Eligibility Criteria
- Permanent resident of Assam.
- Engaged in building & construction work.
- Registered with the Assam Building and Other Construction Workers Welfare Board (A.B.O.C.W.W.B.).
- Active membership with the Board.
- Hospitalized, partially disabled, or suffering from a critical disease.
Application Process
Online Application (For Registration)
- Visit the Official Website:
- Click on ‘Registration Page for New Worker’.
- Fill in the required details and upload documents.
- Make the online payment (via UPI, Cards, Net Banking, or Challan).
- Application Verification Process:
- The Registering Officer reviews applications.
- The Scrutiny Committee meets every 15 days to approve or reject applications.
- If approved, an ID card is generated and sent to the worker.
Online Application (For Medical Assistance Benefits)
- Login to the Portal
- Visit https://abocwwb.assam.gov.in/.
- Click on ‘Login Now’ and enter User ID/Mobile Number.
- Enter OTP received on the registered mobile number.
- Apply for the Scheme
- Click on ‘Benefits’ → Select ‘Medical Assistance’.
- Fill out the online application form with all required details.
- Upload necessary documents and submit the application.
- Application Processing
- Verification by Officers and Scrutiny Committee.
- Approval from Head Office.
- Fund disbursement through PFMS (Public Financial Management System).
- Applicant receives SMS notifications at every stage.
Documents Required
For Registration under A.B.O.C.W.W.B.
- Passport-size photo (applicant & nominee).
- Proof of Age/DOB.
- Copy of Aadhaar Card.
- Copy of Voter ID Card.
- Bank passbook first page.
- Experience Certificate/Employer’s Certificate (90-day work record required).
- Filled Nomination Form.
- Filled Registration Form.
For Medical Assistance Benefits
- ABOCWWB ID Card.
- Attested copy of ID Card.
- Copy of Payslip/Bank Statement showing monthly contribution.
- Accident report (from employer/local police authority, if applicable).
- Medical reports from a Government Hospital.
- Photo of affected body part (for disability claims).
- Percentage of Disability Certificate (if applicable).
Frequently Asked Questions (FAQs)
1. What is the Medical Assistance Scheme offered by A.B.O.C.W.W.B.?
It provides financial assistance to registered construction workers for hospitalization, medical treatment of critical diseases, and partial disability.
2. When will medical assistance be provided to beneficiaries?
Immediately after successful registration and approval from the Scrutiny Committee.
3. What is the maximum hospitalization benefit under the scheme?
A maximum of ₹20,000/-.
4. How are critical diseases determined for coverage?
The Scrutiny Committee assesses cases based on medical reports and disease severity.
5. What are the residency requirements for workers?
The applicant must be a permanent resident of Assam.
6. Is there an age limit for applicants?
No specific age limit, but the worker must be actively engaged in construction work.
7. Can a worker apply if they are registered with another welfare board?
No, the worker must be registered exclusively with A.B.O.C.W.W.B.