The Kayaka Spoorthi Scheme is designed to provide financial assistance to women Self-Help Groups (SHGs) engaged in the leather industry. The scheme aims to promote self-sufficiency and economic independence by empowering these women to start or expand business activities related to leatherwork. A group of 10 members is eligible to receive financial support under this scheme.
Scheme Key Highlights (Short Summary)
• Objective: Empower women SHGs in the leather industry for self-reliance and economic independence.
• Financial Support: ₹2,50,000/- per SHG with 10 members.
• Loan & Subsidy: ₹15,000/- subsidy and ₹10,000/- loan per member.
• Special Consideration: 33% representation for women artisans and 5% for physically challenged individuals.
• Eligibility: Applicable to specific sub-castes under Scheduled Castes.
Benefits
• Financial Assistance:
• ₹2,50,000/- per SHG (for 10 members).
• ₹15,000/- subsidy per member.
• ₹10,000/- loan per member from the corporation.
• 33% representation for women artisans and 5% for physically challenged individuals.
Eligibility
• The applicant must be part of a Self-Help Group (SHG) with at least 10 female artisans.
• The applicant should belong to one of the following sub-castes within the Scheduled Castes:
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Arundathiyar, Chammadiya, Chamar, Madar, Madig, Samagara, Aadhi Dravida, etc.
• The age of the applicant must be 18 years or older.
• Annual family income: -
₹30,000 in rural areas
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₹25,000 in urban areas
• The applicant’s family members must not be employed in government or semi-government organizations.
• No benefits from other schemes (except training programs) should have been received by the applicant or their family members in the past.
Application Process
Online
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Step 1: Visit the Seva Sindhu Portal.
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Step 2: Click “New Users Register Here”, enter Aadhaar Number and Captcha code, then click Submit.
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Step 3: Enter the OTP sent to your Aadhaar-linked mobile number.
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Step 4: After successful registration, fill in your email ID, mobile number, and password, then click Submit.
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Step 5: Verify your details by entering the OTP sent to your email and mobile number.
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Step 6: Once validated, you will receive a confirmation that your registration is successful.
To Apply for the Scheme:
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Step 1: Visit the Seva Sindhu Portal, and select “Department & Services”.
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Step 2: Click on “Kayaka Spoorthi Scheme” and then “Apply Online”.
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Step 3: Enter your registered email ID and mobile number, and input the OTP received.
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Step 4: Fill in the personal, address, and banking details required.
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Step 5: Submit the form and receive your Application ID. Use this ID to track your application status.
Documents Required
• Passport-size photograph of the applicant and spouse.
• Aadhaar Card.
• Caste Certificate (issued by the Competent Authority).
• Income Certificate (issued by the Competent Authority).
• Ration Card.
• E-Shram Card (for cobblers/shoemakers).
• First Page of the SHG Bank Passbook.
• Detailed Project Report (for self-employment programs).
• Loan Documents.
Frequently Asked Questions (FAQs)
Q: What is the purpose of the Kayaka Spoorthi Scheme?
A: The scheme aims to provide financial assistance to women SHGs in the leather industry to promote self-reliance and economic independence.
Q: How much financial assistance is provided under the scheme?
A: A total of ₹2,50,000 is provided per SHG of 10 members. Each member receives ₹15,000/- as a subsidy and ₹10,000/- as a loan.
Q: Who is eligible for the Kayaka Spoorthi Scheme?
A: Women SHGs with at least 10 female artisans from the Scheduled Castes sub-castes are eligible, provided they meet income and employment conditions.
Q: Is there a reservation for women artisans?
A: Yes, the scheme ensures 33% representation for women artisans.
Q: How can one apply for this scheme?
A: Interested applicants can apply through the Seva Sindhu Portal by following the registration and application process described above.
Q: Can SHGs with less than 10 members apply?
A: No, the SHG must have at least 10 female artisans to apply.
Q: Who verifies the applications?
A: The Karnataka Minorities Development Corporation verifies applications.
Q: What happens after the application is approved?
A: Upon approval, the financial assistance is provided to the SHG as per the scheme guidelines.
Q: Is there any reservation for physically challenged candidates?
A: Yes, 5% representation is provided for physically challenged individuals.
Q: Can SHGs avail benefits from other schemes?
A: No, applicants who have received benefits from other schemes in the past (except for training programs) are not eligible for this scheme.