Haryana Scheme for PwDs: Loan for BusinessScheme StatusScheme Status

The “Subsidy for Developing Business Premises for Persons with Disabilities” is a welfare initiative by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. The scheme facilitates the construction of commercial/business premises by Persons with Disabilities (PwDs) on their own land to promote self-employment. Financial assistance is offered as a loan up to ₹3,00,000 to support the infrastructure cost for setting up a business.

Scheme Key Highlights (Short Summary)

• Implementing Body: Haryana BC & EWS Kalyan Nigam
• Target Group: PwDs with 40% or more disability
• Loan Limit: ₹3,00,000/-
• Purpose: To develop commercial premises for self-employment
• Land Requirement: Own land or long-term government lease (≥20 years)
• Mode of Application: Online via Antyodaya-SARAL Portal

Benefits

Loan up to ₹3,00,000 for constructing business premises on personal land
• Encourages self-employment among disabled residents of Haryana
• Extended eligibility for persons with mental retardation (MR) with age relaxation

Eligibility

• Must be a permanent resident of Haryana
• Must have a minimum 40% disability (certified)
• Age:
18 years or older for general PwDs
14 years or older for persons with mental retardation
• Must own the land or have a government lease of at least 20 years from the date of application
• Intended business activity must be planned on that land

Application Process

Online via Antyodaya-SARAL Portal
• Step 1: Visit https://saralharyana.gov.in
• Step 2: Click on “New User” and complete registration using Email, Mobile, Name, Password
• Step 3: Verify OTPs for mobile and email
• Step 4: Login using credentials → Click ‘Apply for Services’ → ‘View all Available Services’
• Step 5: Search for the scheme and fill out the application form
• Step 6: Upload all required documents and click ‘Submit’

Tracking Application
• Go to the SARAL Portal → Use Department Name, Scheme Name, and Application Reference ID to check status

Documents Required

Aadhaar Card (as ID and Age proof)
Haryana Domicile Certificate or Ration Card (for residency)
Disability Certificate (Minimum 40%)
Caste Certificate (if applicable)
Photograph of applicant
Bank account details
Land ownership proof or registered lease agreement (≥20 years)
• Any other documents as required by the portal

Frequently Asked Questions (FAQs)

Q: What is the maximum loan amount under this scheme?
A: ₹3,00,000.

Q: Who is eligible for this scheme?
A: Haryana residents with ≥40% disability, aged 18+ (14+ for MR), owning or leasing land for business.

Q: Is there age relaxation for persons with mental retardation?
A: Yes, the age limit is reduced to 14 years.

Q: What kind of land is accepted for construction?
A: Either own land or long-term lease (≥20 years) from a government agency.

Q: How to apply for the scheme?
A: Apply online via Antyodaya-SARAL Portal by completing registration and submitting the form.

Q: Can temporary disabilities qualify for this scheme?
A: No, only permanent disabilities of 40% or more are eligible.

Q: Can application status be tracked?
A: Yes, through the SARAL Portal using your Application Reference ID.

Sources and References

Scheme Details
Official Website
Haryana BC & EWS Kalyan Nigam Guidelines

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