The General Surgery Scheme is a welfare initiative by the Punjab Building and Other Construction Workers Welfare Board, under the Labour Department of Punjab. It offers financial assistance to registered construction workers (and their family members) who require general surgery.
Benefits
- Financial Coverage: Up to ₹50,000 or the actual expenditure (whichever is less).
Eligibility
For Registration as a Building/Construction Worker
- Residency: Must be a resident of Punjab.
- Occupation: The applicant should be a Building/Construction Worker (Unorganized).
- Age: Between 18 and 60 years.
- Work Duration: Must have engaged in building and construction work for at least 90 days in a given year.
- Income Ceiling: Monthly income ₹15,000/- or below.
- Exclusions:
- Not a member of any other Welfare Fund under any law.
- Not a member of EPF/NPS/ESIC.
- Not an income tax payer.
For the Welfare Scheme Application
- Must be a registered member of the Board or a family member of the registered worker.
- Regular Contribution: The member should be depositing his contribution regularly.
- Surgery Requirement: Must have undergone general surgery for self or a family member.
Application Process
Registration as a Building/Construction Worker
- Visit Sewa Kendra/Registering Officers/Labour Inspector: Obtain Form No. 28.
- Fill Out the Form: Provide the required documents (self-attested, if needed).
- Submit: Return the completed application to the Assistant Labour Commissioner or designated officer.
- Fee: Pay ₹25 as a one-time registration fee and ₹10 per month as a contribution fee.
- Validity: A worker can register for a minimum of 1 year and a maximum of 5 years at a time.
Application for the General Surgery Scheme
- Approach Sewa Kendra/Registering Officers in your area.
- Obtain Application: Request the welfare scheme form (often referred to as Form-X or a specific scheme form).
- Fill & Submit: Complete with necessary details and attach mandatory documents.
- Verification & Disbursement: After approval, the Board will cover up to ₹50,000 or actual expenses (whichever is less).
Documents Required
For Registration
- Age Proof (self-declaration if no document is available)
- Residence Proof
- Aadhaar Card (if available)
- Bank Account Details (account number, IFSC)
- Dependents Details
- Employer’s Certificate (Form No. 28) (90 days of construction work in last 12 months)
- Nomination Form (Form No. 27)
For the Welfare Scheme
- Medical Certificate of the beneficiary/family member
- Proof of Expenditure (bills, receipts)
- Any other documents (if required)
Frequently Asked Questions (FAQs)
- Who can register as a beneficiary under the Building and Other Construction Workers Welfare Board of Punjab?
Any building or construction worker meeting residency, age, and income criteria, having worked at least 90 days in a year, and not enrolled in EPF/ESIC/NPS. - Is there a minimum service requirement to register as a beneficiary?
Yes, the worker should have completed 90 days of construction work in the last 12 months. - Who can apply for the welfare scheme?
The registered construction worker or a family member of the worker who requires general surgery. - For how long can a construction worker be registered at a time?
A minimum of 1 year to a maximum of 5 years. - What is the procedure for applying for registration?
Obtain Form No. 28, fill it out, attach required documents, and submit it to the Assistant Labour Commissioner or authorized officer. - Whom to apply for the registration?
Registration is handled by Registering Officers, Sewa Kendras, or the Labour Inspector. - What are the mandatory documents for the registration?
Proof of age, residence, bank details, Aadhaar (if available), employer’s certificate, nomination form, etc. - Is there a specific form for registration offline?
Yes, Form No. 28. - How much is the fee associated with the registration process?
₹25 as a one-time registration fee and a ₹10 monthly contribution. - What is the rate of contribution?
₹10 per month. - Who are the family members considered for the benefits?
Immediate dependents of the registered worker, typically spouse and children as per board guidelines. - Who is eligible to apply for this scheme?
The registered worker or a registered worker’s family member needing general surgery. - What is the definition of “Family” applicable for this scheme?
Dependent family members of the worker, as recognized by the Board’s guidelines. - What is the financial assistance provided under this scheme?
Up to ₹50,000 or actual expense, whichever is less. - Can beneficiaries get general surgery done from any doctor?
The scheme typically covers treatment in authorized hospitals; see Board guidelines for details. - Will the expenses for treatment by a private doctor be reimbursed?
Beneficiaries must follow the Board’s instructions. Reimbursement policies vary, so confirm with the Labour Department or Board guidelines. - What is the process to avail benefits under this scheme?
Obtain the scheme form from Sewa Kendra, fill it out, attach proof of surgery costs, and submit to the respective authority. - How can I apply for reimbursement if I used a private doctor?
Submit relevant bills and medical certificates as specified by the Board to the Sewa Kendra or Labour Inspector. - What if the total expenditure exceeds ₹50,000?
The Board covers a maximum of ₹50,000; any amount above that must be borne by the beneficiary. - What form needs to be used to apply for this welfare scheme?
A specific welfare scheme form (Form-X or similar) from the Board, available at Sewa Kendra or Labour Office. - Whom to apply for getting benefits of welfare schemes?
Submit the completed application to Sewa Kendra, Registering Officers, or Labour Inspector in your locality.