Thayi Bhagya Scheme 2025: Cashless Maternal Healthcare for BPL Women in Karnataka

The Karnataka government’s Thayi Bhagya Scheme 2025 provides comprehensive maternity healthcare to BPL women. The cashless delivery plan at private hospitals provides women with free medical care from admission to discharge. The first two live delivery qualify for this plan.

The “C” districts of Gulbarga, Bidar, Raichur, Koppal, Bijapur, Bagalkot, and Chamarajanagar have implemented the Thayi Bhagya Scheme.

Objectives

  • The shortage of specialists (gynecologists, anesthetists, and pediatricians) in Taluk hospitals and CHCs.
  • The absence of adequate maternal and child healthcare in rural areas, despite numerous government hospitals.
  • Public-Private Partnerships (PPP) aim to provide essential services for institutional deliveries in rural areas using urban private hospitals with the necessary infrastructure.
  • Registered hospitals will be reimbursed based on the number of deliveries they handle, ensuring smooth service delivery to the rural women.

Benefits

  • Cashless treatment for BPL women: Delivery services are provided at no cost.
  • Free checkups and medicines: All healthcare services required for pregnancy and delivery are provided free of charge.
  • Accessibility: Women can avail themselves of delivery services at nearby registered private hospitals.
  • Financial support to hospitals: Private hospitals receive ₹3.00 lakh per 100 deliveries, including all types of deliveries, while government hospitals are provided ₹1.50 lakh per 100 deliveries.

Eligibility

  • The benefit is limited to the first two deliveries.
  • The applicant must be a resident of Karnataka.
  • Private hospitals must have:
    • A minimum of 10 inpatient beds.
    • A functional operation theater and delivery room.
    • Availability of gynecologists, anesthetists, and pediatricians 24/7.
    • A link with blood banks.
  • The Junior Female Health Assistant in the area must register the woman and issue an ANC card.

Exclusions

  • Pregnant women not belonging to a BPL family are not eligible for the scheme.

Application Process

Offline

  1. The pregnant women must register with the Junior Female Health Assistant of their area.
  2. After registration, the woman will be issued an ANC card.
  3. The ANC card will identify the beneficiaries, and they can avail of benefits from nearby registered hospitals.
  4. Candidates can also contact the Head Office for scheme-related queries.
    Email: [email protected]

Documents Required

  • Domicile certificate.
  • BPL card or Ration card.
  • Caste certificate.
  • Aadhar Card.
  • ANC registration number indicating whether it is the first or second delivery.

Frequently Asked Questions (FAQs)

1. Who is the Thayi Bhagya Scheme for?
The scheme is for pregnant women from BPL families in Karnataka.

2. Which type of help does the government provide in this scheme?
The government provides cashless delivery services along with free check-ups and medicines.

3. How many kids can a woman avail of this scheme?
The scheme is available for the first two live deliveries.

4. Are there any other benefits than free delivery?
Yes, free check-ups and medicines are provided as part of the scheme.

5. What facilities will be provided by the hospital?
The hospital must have 10 inpatient beds, a functional operation theater, and 24/7 availability of gynecologists, anesthetists, and pediatricians.

6. Is the application process online?
No, the application process is offline through registration with the Junior Female Health Assistant.

7. Whom to approach for applying to this scheme?
Pregnant women should approach the Junior Female Health Assistant in their area for registration.

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