Gopinath Munde Shetkari Apghat Suraksha Yojana: Rs. 2 Lakh Compensation for Accidental Death

Farmers in Maharashtra face significant risks while carrying out their farming activities. Gopinath Munde Shetkari Apghat Suraksha Sanugrah Anudan Yojana is To mitigate the financial hardships that may arise due to accidents or disability—especially when the earning head of the family is affected—the Government has introduced this scheme. It ensures that registered farmers and one family member (even if not a registered account holder) receive benefits through direct benefit transfer.

Benefits

The scheme provides compensation in the event of an accident, as outlined below:

• Death:

  • Compensation of Rs. 2 lakhs

• Disablement:

  • Loss of one limb or one eye: Rs. 1 lakh

  • Loss of two limbs or two eyes: Rs. 2 lakhs

  • Loss of one limb and one eye: Rs. 2 lakhs

Eligibility

• Farmer Registration:

  • The applicant must be a registered farmer in Maharashtra as evidenced by the 7/12 extract.

• Age Group:

  • Farmers between 10 to 75 years are eligible.

• Family Member Benefit:

  • One member of the farmer’s family, even if not a registered account holder, is eligible to receive benefits under the scheme.

• Coverage:

  • The scheme covers all 1.52 crore registered farmers in the state along with one family member.

Exclusions

The scheme does not cover:

• Natural death

• Pre-existing physical or mental deficits and infections

• Suicide or attempted suicide, and self-inflicted injuries

• Accidents resulting from illegal activities or misfeasance

• Incidents occurring under the influence of alcohol

• Mental disabilities

• Bleeding from inner organs

• Injuries from motor rallies

• War (including civil war)

• Service in armed forces

• Murder by an immediate beneficiary

Application Process (Offline)

1. Submission:

   • The accident-affected farmer or the heir must submit a complete claim proposal along with all the prescribed documents to the concerned Taluka Agriculture Officer within 30 days of the incident.

2. Preliminary Report:

   • A team comprising the concerned revenue officer, police officer, and Taluka Agriculture Officer will visit the site and submit a report to the Tehsildar within 8 days from the occurrence.

3. Scrutiny:

   • The Taluka Agriculture Officer will scrutinize the claim proposals and forward the eligible ones to the Tehsildar.

4. Committee Decision:

   • A committee meeting chaired by the Tehsildar will take a decision within 30 days regarding the assistance. Once approved, the funds will be transferred through ECS to the bank account of the accident-affected farmer or the heir.

Documents Required

• 7/12 extract as evidence of farmer registration in Maharashtra

• Village Form No. 6 – D (Fer-far)

• Village Form No. 6 – C

• Age proof (Birth certificate, School leaving certificate, etc.)

• Death certificate (if applicable)

• First Investigation Report (FIR)

• Inquest Report / Panchnama

• Post-Mortem Report / Panchnama

• Viscera Report

• Disability Certificate

Frequently Asked Questions (FAQs)

• Which farmers are benefited under this claim scheme?
  Registered farmers in Maharashtra along with one family member.

• How much benefit does a farmer or his heirs receive?

  • Rs. 2 lakhs in case of death

  • Rs. 1 lakh to Rs. 2 lakhs in case of disablement depending on the nature of the injury.

• Against which accidents does the scheme provide claim cover?
  The scheme covers accidental death or disability occurring during farming operations.

• What items are not included in the accidental scheme?
  The scheme does not cover natural death, pre-existing conditions, self-inflicted injuries, or incidents under illegal circumstances, among others listed in the exclusions.

• What documents must be submitted along with the claim proposal?
  Documents include the 7/12 extract, Village Forms No. 6 – D and C, age proof, death certificate (if applicable), FIR, inquest report/panchnama, post-mortem/viscera reports, and disability certificate.

• Who is eligible for this scheme?
  Registered farmers aged 10 to 75 years in Maharashtra and one family member.

• Is this a state-sponsored scheme?
  Yes, it is implemented by the Government of Maharashtra under the Department of Agriculture.

• Can farmers with common farm apply for this scheme?
  Only registered farmers as per the 7/12 extract are eligible.

• Who should apply for this scheme?
  The affected farmer or his/her heir should submit the claim proposal.

• What types of permanent disability are covered under this scheme?
  The scheme covers disabilities as specified (loss of limbs or eyes) with the corresponding compensation amounts.

• Whom should the farmers contact to avail the benefits?
  Farmers should contact the concerned Taluka Agriculture Officer and follow the prescribed procedure.

• What precautions should be taken when submitting the claim proposal?
  Ensure all prescribed documents are submitted accurately within the stipulated time period.

• How are disputes regarding the claim proposal resolved?
  Disputes are resolved during the committee meeting chaired by the Tehsildar.

• Are applications open throughout the year?
  Claims must be submitted within 30 days of the incident as per the prescribed process.

• What is the application fee?
  No application fee is mentioned as part of the scheme.

Sources and References

• Department Of Agriculture