Atma Nirbhar Krishi Yojana: Agriculture Loans Up to ₹1.60 Lakhs in Arunachal PradeshScheme StatusScheme Status

Atma Nirbhar Krishi Yojana (ANKY) is an ambitious scheme launched by the Chief Minister of Arunachal Pradesh to promote self-reliance in the agriculture sector. It provides financial assistance and support to farmers for various agricultural activities, including scientific land terracing, doubling cropping, farm mechanization, and apiculture. The scheme is designed to empower farmers by facilitating access to collateral-free loans of up to Rs. 1.60 lakhs, enabling them to invest in modern agricultural practices and diversify their cropping patterns.

Benefits

  • Financial Assistance:

    • Loans up to Rs. 1.60 lakhs without collateral.

  • Modern Farming Techniques:

    • Support for scientific land terracing, doubling cropping, farm mechanization, and apiculture.

  • Enhanced Productivity:

    • Adoption of modern techniques aimed at boosting productivity and income.

  • Empowerment:

    • Empowers farmers, especially women and self-help groups, by providing financial and technical support.

  • Diversification:

    • Promotes cultivation of diverse crops such as apple, kiwi, orange, areca nut, walnut, and persimmon.

  • Collaboration:

    • A state-level committee headed by the Chief Minister oversees the implementation, while various banks participate in loan disbursement.

Eligibility

  • Residency:

    • Applicant must be a resident of Arunachal Pradesh.

  • Land Ownership:

    • The farmer should possess the necessary land (either owned or under a valid lease) for the proposed agricultural activities.

  • Target Beneficiaries:

    • The scheme targets economically weaker sections, with priority given to women farmers and members of self-help groups.

  • Viable Proposal:

    • Applicants must submit a viable plan or proposal for the agricultural activity.

  • Bank Criteria:

    • Must meet specific criteria set by the participating banks for loan eligibility.

Application Process

Mode: Offline

  1. Visit the Official Website/Department Office:

    • Go to the official website of the scheme or visit the nearest Agriculture/Horticulture Department office.

  2. Obtain the Application Form:

    • Request the application form for the scheme.

  3. Fill in the Form:

    • Complete the form with accurate details and attach the required documents.

  4. Submission:

    • Submit the filled application form along with the necessary documents to the concerned Agriculture/Horticulture Department office.

  5. Verification:

    • Department officials will verify the application and documents.

  6. Disbursement:

    • Upon successful verification, the approved loan amount or subsidy will be credited to the farmer’s bank account.

Documents Required

  • Identity Proof:

    • Aadhaar Card, Voter ID Card, PAN Card, etc.

  • Proof of Address:

    • Ration card, utility bill, driving license, etc.

  • Land Documents:

    • Ownership proof or lease agreement.

  • Bank Account Details:

    • Bank passbook or cancelled check.

  • Photographs:

    • Passport-size photographs.

  • Income Certificate

  • Caste Certificate:

    • (if applicable).

  • Self-Help Group Registration Certificate:

    • (if applying under that category).

  • Any Other Documents:

    • As mentioned in the application form or scheme guidelines.

Frequently Asked Questions (FAQs)

  • Can farmers avail benefits under both Atma Nirbhar Krishi Yojana and Atma Nirbhar Bagwani Yojana simultaneously?
    Generally, schemes are designed to target specific activities; please refer to the official guidelines to confirm eligibility for simultaneous benefits.

  • Is there an age limit for farmers to apply?
    There is no specific age limit mentioned; the focus is on promoting self-reliance among all eligible farmers.

  • Can farmers from all districts of Arunachal Pradesh apply?
    Yes, the scheme is open to all eligible farmers residing in Arunachal Pradesh.

  • Are tenant farmers eligible?
    Eligibility depends on the specific criteria outlined in the guidelines; typically, the farmer must possess a viable plan for the proposed activities.

  • How can farmers apply?
    Applications are submitted offline by obtaining the application form from the official website or the nearest Agriculture/Horticulture Department office.

  • Can farmers receive both subsidies and loans simultaneously?
    The scheme provides a bank-linked credit subsidy; the subsidy is part of the loan structure.

  • Where can the guidelines and application form be found?
    Refer to the official notification or the designated website of the scheme.

  • What documents are required?
    Required documents include identity proof, address proof, land documents, bank details, income certificate, caste certificate (if applicable), and any other specified in the application form.

Sources and References

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