The “Griha Lakshmi” scheme, launched by the Department of Women and Child Development, Government of Karnataka, aims to empower women by providing financial assistance to female heads of households. This initiative helps eligible women manage household expenses and improve their quality of life. The scheme is open to families holding either Below Poverty Line (BPL) or Above Poverty Line (APL) ration cards, provided the woman is listed as the head of the family.
Benefits
- Monthly Financial Assistance:
Eligible beneficiaries receive ₹2,000 per month. - Disbursement Mode:
The amount is directly transferred to the beneficiary’s bank account linked with Aadhaar (via DBT) or through RTGS for non-Aadhaar-linked accounts.
Eligibility
- Applicant Profile:
The applicant must be a woman and must be listed as the head of the family on the ration card. - Family Type:
The scheme is available to families holding either BPL or APL ration cards. - Residency:
The applicant’s family must be residents of Karnataka. - Priority:
Women from BPL families are given priority. - Additional Provision:
In the event of the death of the family head, the next eligible female member can be registered. - Exclusions:
Families where the head of the household is a male, or where the woman head pays income tax or GST, are not eligible.
Application Process
Online and Offline
- Visit the Official Portal:
Access the Seva Sindhu Guarantee Schemes Portal. - Registration:
Register on the portal using your Aadhaar number and mobile number. After registration, log in using your credentials. - Application Form:
Navigate to the online application form for the Griha Lakshmi Scheme. Fill in all mandatory fields and upload the required documents in the specified format and size. - Review and Submit:
Carefully review your information and documents. Once all corrections are made, acknowledge the terms and conditions, then click “Submit” or “Apply.” A confirmation message and an application reference number will be provided for tracking. - Offline Submission:
Alternatively, you may submit your application at designated centers as per guidelines.
Documents Required
- Ration Card:
A copy of the ration card where the woman is listed as the head of the family. - Aadhaar Card:
A copy of the beneficiary’s Aadhaar card. - Bank Account Details:
Passbook of the bank account linked with Aadhaar or RTGS details for non-Aadhaar-linked accounts. - Proof of Residence:
Any document that confirms residence in Karnataka. - Income Certificate:
If applicable. - Self-Declaration Form:
A declaration confirming the applicant’s status as the head of the household. - Additional for Widows:
Death certificate of the husband (if applicable).
Frequently Asked Questions
- What is the monthly financial assistance provided to eligible women under the scheme?
Eligible women receive ₹2,000 per month. - Is the scheme open to families holding Above Poverty Line (APL) ration cards?
Yes, it is open to both BPL and APL families. - What is the priority criteria for selecting beneficiaries under the scheme?
Women from BPL families are given priority. - Are women who pay income tax or GST eligible for the scheme?
No, women who pay income tax or GST are not eligible. - What documents are required to prove the applicant’s status as the head of the family?
A copy of the ration card listing the woman as head, along with a self-declaration form. - Is an Aadhaar card mandatory for applying to the scheme?
Yes, an Aadhaar card is required. - What banking details are needed for the financial assistance transfer?
A bank account passbook linked with Aadhaar (or RTGS details for non-Aadhaar-linked accounts). - What additional document is required for widows applying under the scheme?
The death certificate of the husband is required. - Where can applicants submit their offline application forms?
Applications can be submitted at designated centers as per the Seva Sindhu Guarantee Schemes Portal instructions. - Can government representatives visit homes for enrollment under the scheme?
Yes, home visits may be conducted to verify enrollment. - Is there a fee for submitting the application form?
No application fee is mentioned in the guidelines. - Is there a last date for enrollment under the scheme?
Enrollment timelines are specified on the official portal. - What credentials are needed to register on the online portal?
You need your Aadhaar number and mobile number. - What is the purpose of the financial assistance provided under the scheme?
The assistance aims to empower female heads of households by helping them manage household expenses and improve their quality of life.